Contract Underwriting

At The Commonwealth Group, our Underwriting Department's goal is to provide a service level that rivals that of the best in-house underwriters.

How we separate ourselves from the pack:

  • Dedicated staff assignment to your organization.

    • A working relationship is formed with your underwriter.

    • Efficiency is increased as a result.

  • We can underwrite directly out of Encompass.

    • No Encompass? No Problem. Utilize our secure submission portal.

  • Direct lines of communication to your underwriters.

    • Direct contact information is provided. No 1-800 numbers here.

  • Everyone is onshore, here in the USA.

    • Never send client data overseas.

Our team of CRU accredited & seasoned (5+ year minimum) underwriters adhere to the highest standards of service and efficiency at a fraction of the cost of hiring, training and maintaining underwriting staff.

Already have underwriting in place?

Great! We are ready to step in whenever you need additional underwriting capacity. Use us as a stopgap for that half-person amount of work or when volume becomes exceptionally high, and it's tough to keep up. With no volume minimums, if you don't send us a file in a given month, then you don't get an invoice from us. It's the perfect contingency plan.

Additional benefits of partnering with The Commonwealth Group:

  • 48 Hour maximum turn times: Initial submission and Conditional Approval.

  • Trusted by over 200 lenders nationwide

  • QM, Non-QM, Pre-Approval, Construction & HELOC Underwrites

  • No Volume Minimums or Long-Term Contracts.