Operational Consulting

The art of continuous improvement ensures operational efficiency across every department of your company. The Commonwealth Group offers enterprise level consulting and audit services for all areas of your lending business. Utilize over half a century of mortgage lending experience to assist your business in achieving its next-level of success.

The Commonwealth Group offers a variety of Operational Consulting Services.  Looking for something not listed?  Contact us for a private consultation for your organization’s specific needs.

  • What does it cost your company to put a loan on the books? A cost to originate analysis is an important step to determine profit margin requirements and to look for efficiency opportunities.

  • Operational Audits are the start of understanding your company's strengths and weaknesses. It all starts with a review of file flows and ends with increased profitability. Contact The Commonwealth Group for a confidential discussion regarding your company's needs.

  • Ready to take the next step and become a FNMA or FHLMC Seller or Seller/Servicer? The professionals at The Commonwealth Group are with you every step of the way. From initial reviews to operational launch, the Commonwealth Group is your company's resource.

  • FHA and VA loans can expand your company's market reach. And for banks, FHA and VA lending can provide needed CRA credits. The Commonwealth Group can assist from initial approval to staff training.

  • Don't accept an unnecessary repurchase demand from the GSE's. The experts at The Commonwealth Group can review repurchase demands for legitimacy and possible mitigation. And if the repurchase is due to misrepresentation, The Commonwealth Group can perform a complete forensic underwrite to verify whether the misrepresentation was internal, external, or part of a pattern based on Quality Control Analysis.

  • MORA and CORE are two words that strike fear into the heart of FNMA or FHLMC Sellers or Seller/Servicers. The Commonwealth Group is here for you all the way from initial document submissions to being on-site during the audit to the audit response back to the appropriate GSE.  Don’t go into your MORA or CORE Audit without your partners from The Commonwealth Group. 

  • In today's competitive marketplace, offering the right programs in the right locations helps your company be one step ahead of your competition. The Commonwealth Group can help with market analysis and program development to attain greater profitability and market dominance

  • An effective vendor management plan can provide efficiency and mitigate risk. Avoid unnecessary reviews for low risk vendors to allow for more time for mission critical vendor reviews. The Commonwealth Group can help your company establish review levels and parameters as well as conduct vendor reviews

The Commonwealth Group offers the following: